Guides / Expenses & profit

Know your profit—not just today's sales

Many shop owners feel busy but broke because sales look good while rent, stock, and transport quietly eat the margin. Recording expenses alongside sales is how you see whether the business is actually growing.

F-Biz dashboard showing sales, collected today, expenses, and net cash
Sales on top (credit shown quietly). Collected today and net cash show what's actually in the till after spend.

Sales alone mislead you

  • High revenue with low margin items feels like success until stock is re-ordered
  • Cash in the drawer includes money meant for suppliers tomorrow
  • Credit sales inflate today's numbers but not cash available
  • Fixed costs (rent, power, wages) never show up if you only count the till

What to record as expenses

Start with the costs that repeat every week:

  • Stock purchases and restocking runs
  • Transport (boda to wholesaler, delivery fees)
  • Shop rent and electricity
  • Staff wages or day labour
  • Airtime, M-Pesa agent fees, and small supplies

Add each expense in F-Biz when it happens—or batch them at closing. A photo of the receipt helps when you review the month later.

Use Insights for the bigger picture

The Insights tab shows weekly sales trends, top products, and business overview stats. Pair this with expenses to understand which lines actually make money—not just which ones sell fastest.

F-Biz insights with weekly sales trend and top products
Weekly trends and top sellers help you double down on what pays.

Build the habit

  1. Record every sale at the counter (see M-Pesa guide)
  2. Add expenses the same day when possible
  3. Check net cash (collected today minus expenses) before you leave
  4. Review Insights weekly—not only when something feels wrong

What to do next